How can I choose to receive a one time password (OTP) via SMS on my phone?

One time password (OTP) is a method of authentication in order to protect you and prove your ownership to your account. This password will be sent to you every time you log in to your account via a method of your choice. OTP via SMS as default, you can change this choice by using your DNBCnet online account, this option is on the top right corner under your name, with the name “OTP receiving method”. Here you can set it to another option if you choose to do so.